4401 Palisades
Bakersfield, CA, 93308
$592,222
MLS: OC26065481
Beds
4
Baths
3
Sq Ft
2,113
Lot
0.26 ac
Year Built
2000
MLS #
OC26065481
Days on Market
1
Listed
Mar 26, 2026
Description
Beautifully maintained home located in a highly desirable neighborhood! This spacious property offers a well-designed floor plan with multiple bedrooms, generous living areas, and plenty of natural light. The kitchen features updated appliances and ample space for cooking and entertaining. The home has been meticulously cared for and shows true pride of ownership throughout. Enjoy the peaceful park with pool along with easy-to-maintain landscaping that provides great curb appeal without the upkeep. A wonderful opportunity to own a move-in ready home in a fantastic location.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Michael McCracken · Michael McCracken, Broker
Payment estimate
$4,414
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,222 · Loan: $533,000
- Principal & Interest
- $3,275
- Property tax (1.25%)
- $617
- Homeowners insurance
- $300
- Mortgage insurance
- $222
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $20,728 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Bakersfield, CA 93308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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