44220 Encanto Way
Lancaster, CA, 93536
$595,000
MLS: 26632747
Beds
5
Baths
3
Sq Ft
1,942
Lot
0.31 ac
Year Built
1993
MLS #
26632747
Days on Market
96
Listed
Jan 4, 2026
Description
$75,000 SOLAR PAID OFF !!!! Spacious, energy-efficient, and packed with upgrades, this 2-story Westside home in California Horizons offers 5 bedrooms, 3 bathrooms, and 1,942 sq ft of comfortable living space on a sprawling 13,503 sq ft lot. A huge solar power system helps reduce energy costs, while the home's exterior boasts a durable tile roof, stucco finish, and an extended driveway leading to a 3-car garage equipped with an upgraded workbench, electrical enhancements, and built-in storage. The property also includes gated RV access with a full hook-up, a special-ordered wrought-iron gate, and custom drainage solutions. Inside, you'll find soaring ceilings, clerestory windows, recessed lighting, pot shelves, and a blend of laminate and diamond tile flooring throughout. The oak-cabinet kitchen features tile countertops, a pantry, included appliances, and a breakfast area that opens into a spacious family room with a raised tile fireplace and TV cutout. All five bedrooms are conveniently located upstairs, including a generous primary suite with dual sinks, a long closet, and sliding door access to a large sundeck that also serves as a covered patio below. The resort-style backyard is an entertainer's dream, offering an above-ground pool with freestanding cover, a private BBQ area with fountain, storage shed, dog run, mature landscaping with flagstone and river rock paths, and low-voltage lighting. Additional highlights include central air and heat, indoor laundry with washer and dryer, Decora switches, auto sprinklers and drip systems, and thoughtful upgrades throughout. This is a rare, move-in-ready home that truly has it all!
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Christopher Jones · eXp Realty of Greater Los Angeles
Payment estimate
$4,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,500 · Loan: $535,500
- Principal & Interest
- $3,290
- Property tax (1.25%)
- $620
- Homeowners insurance
- $300
- Mortgage insurance
- $223
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $20,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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