44238 Encanto Way
Lancaster, CA, 93536
$469,999
MLS: SR25272410
Beds
4
Baths
2
Sq Ft
1,610
Lot
0.19 ac
Year Built
1993
MLS #
SR25272410
Days on Market
48
Listed
Dec 8, 2025
Description
Step into this charming single-story home offering 4 bedrooms, 2 bathrooms, a bonus room, and a well-designed 1,610 square feet of living space. From the moment you enter, you’re welcomed by an open and comfortable layout that blends natural light with a sense of ease throughout. The living area flows seamlessly into the dining space and kitchen, creating an ideal setting for everyday living or hosting family and friends. The bedrooms are generously sized, with the primary suite featuring its own private bathroom for added convenience. Outside, the backyard provides a wonderful extension of the home—perfect for relaxing, gardening, or creating your own outdoor retreat. With its thoughtful layout and inviting atmosphere, this residence is ready to offer comfort, functionality, and the feeling of home you’ve been searching for.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Broker
Payment estimate
$3,565
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $422,999
- Principal & Interest
- $2,599
- Property tax (1.25%)
- $490
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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