4424 W San Jose St 3
Montclair, CA, 91763
$445,000
MLS: DW25194845
Beds
2
Baths
2
Sq Ft
1,201
Lot
0.03 ac
Year Built
1981
MLS #
DW25194845
Days on Market
51
Listed
Sep 19, 2025
Description
Step into comfort at Oak Tree Village! This lower-level condo offers an inviting layout with 2 generously sized bedrooms and 2 full bathrooms. Highlights include central A/C, a cozy gas fireplace, indoor laundry, and two dedicated parking spots—one in a garage and one in a carport. Enjoy your own private fenced patio with green space and direct views of the community pool and spa. Additional guest and street parking make it easy for visitors. The HOA covers exterior fire insurance, landscaping, exterior upkeep, and access to the pool and spa. Ideally located for professionals and graduate students, the property is just minutes from the Claremont Colleges, Western University of Health Sciences, and Cal Poly Pomona. Shopping, dining, and entertainment are close by at Montclair Plaza, Claremont Village, Costco, Target, and more, with easy access to the 10 Freeway.
Location
Montclair, San Bernardino County, CA 91763
Open on Google Maps ↗Listed by: Roger Beltran · Century 21 Allstars
Payment estimate
$3,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
- Principal & Interest
- $2,461
- Property tax (1.25%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montclair home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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