44338 W 23rd Street
Lancaster, CA, 93536
$399,000
MLS: 26000732
Beds
3
Baths
2
Sq Ft
1,014
Lot
0.16 ac
Year Built
1957
MLS #
26000732
Days on Market
88
Listed
Jan 28, 2026
Description
MOVE-IN READY WITH BIG YARD AND ROOM TO GROW This home offers a smart layout with tile floors, a brick fireplace, and fresh light in every room. The kitchen is simple and functional with wood cabinets, marble-look counters, and stainless appliances. Three bedrooms and two full baths keep things easy. All windows are newer, and central air adds year-round comfort. Out back, the wide lot is fully fenced and ready for outdoor plans. Great potential for first-time buyers or investors looking in West Lancaster.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Charly Daoud · eXp Realty of Greater Los Angeles, Inc.
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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