4445 Halifax
El Monte, CA, 91731
(No pictures available yet)
$680,000
MLS: IG26040414
Beds
5
Baths
2
Sq Ft
1,661
Lot
0.11 ac
Year Built
1950
MLS #
IG26040414
Days on Market
1
Listed
Feb 23, 2026
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: Karla Godinez · Elevate Real Estate Agency
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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