ActiveSingleFamilyResidence

4446 Lugo

Chino Hills, CA, 91709

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$630,000

MLS: CV26097071

Beds

2

Baths

2

Sq Ft

1,000

Lot

0.07 ac

Year Built

2000

MLS #

CV26097071

Days on Market

0

Listed

May 11, 2026

Description

Single-story 2 bedroom, 2 bathroom home in Chino Hills with a practical, easy-living layout. Features a comfortable living area, well-sized bedrooms, and a primary suite with its own private bath. Low-maintenance design makes it ideal for everyday living or downsizing. Located in a desirable area close to shopping, dining, and local amenities.

Location

Chino Hills, San Bernardino County, CA 91709

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Listed by: Briana Price · The Agency

Payment estimate

$4,728

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,000 · Loan: $567,000

%
Principal & Interest
$3,535
Property tax (1.25%)
$656
Homeowners insurance
$300
Mortgage insurance
$236
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Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Chino Hills, CA 91709 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.