44460 Way Encanto Way
Lancaster, CA, 93536
$530,000
MLS: 26000984
Beds
4
Baths
2
Sq Ft
2,106
Lot
0.18 ac
Year Built
2020
MLS #
26000984
Days on Market
59
Listed
Feb 5, 2026
Description
Beautiful single-story home built in 2020, offering 4 bedrooms and 2 bathrooms in a modern open-concept layout. The spacious living and dining area flows into a contemporary kitchen with a large island, quartz-style counters, and ample cabinet space, making it ideal for everyday living and entertaining. The primary suite features a walk-in closet and dual-sink bath, while the additional bedrooms are comfortably sized and set on the opposite side of the home for added privacy. This home also includes an installed electric car charging station and a leased solar system that currently overproduces the seller's electric usage, helping to keep power costs low. Enjoy a well-maintained backyard with covered patio and low-maintenance landscaping, plus an attached 2-car garage for convenient parking and storage. Located in a newer Lancaster neighborhood with nearby parks, schools, and shopping, this property offers a great blend of comfort, style, and functionality.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: David Petikyan · LPT Realty
Payment estimate
$3,982
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000
- Principal & Interest
- $2,931
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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