44516 Fern Avenue
Lancaster, CA, 93534
$399,900
MLS: 26002477
Beds
3
Baths
2
Sq Ft
1,536
Lot
0.21 ac
Year Built
1947
MLS #
26002477
Days on Market
15
Listed
Mar 26, 2026
Description
Completely Remodeled Home with Detached Garage! Welcome to this Beautifully Updated 3-Bedroom, 2-Bathroom Home Featuring a Full Remodel Throughout. The Home Offers New Interior and Exterior Paint, and a Modern Kitchen with Elegant Quartz Countertops and an Abundance of Cabinetry for Storage. The Functional Layout Includes a Spacious Primary Bedroom with its Own Private Bathroom, along with Two Additional Bedrooms and a Guest Bathroom. New Updated Bathrooms. An Indoor Utility/Laundry Room adds Everyday Convenience. Several Windows have been Recently Replaced, Bringing in Natural Light while Improving Energy Efficiency. Outside, You'll Find a New Fence and a Detached 2-Car Garage, Offering Excellent Potential for a Future ADU, Workshop, or Additional Storage. This Move-In Ready Property Combines Modern Upgrades with Great Future Possibilities.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Christie Limpus · Berkshire Hathaway HomeServices Troth, REALTORS
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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