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$1,099,000
MLS: 26782621
Beds
1
Baths
1
Sq Ft
956
Lot
0.36 ac
Year Built
1962
MLS #
26782621
Days on Market
6
Listed
Apr 23, 2026
Description
A remarkable top-floor designer-remodeled penthouse in one of Santa Monica's most sought-after neighborhoods, just moments from the beach, the Santa Monica Stairs, Montana Avenue shops, Palisades Park, and more. Fully remodeled and curated by the current owner for her own use, this exceptional residence reflects a level of detail and finish typically reserved only for multi-million-dollar homes. A formal entry leads to an open-concept floor plan with a sleek gourmet kitchen featuring custom cabinetry, top-of-the-line appliances including a chef's gas range and oven, built-in steam oven, microwave, and wine fridge, plus custom brass and glass shelving, a honed marble backsplash, and a granite waterfall island with breakfast bar and extra storage. The kitchen flows seamlessly into a built-in dining nook, spacious living room, and balcony made for lounging. The luxe, spa-like bathroom is richly finished with a floating oak vanity, double shower heads, jacuzzi tub, designer mosaic tile, and high-end fixtures and hardware. The oversized bedroom offers space for a king-sized bed, plus space for a home office, exercise, or sitting area. Additional upgrades include new windows with motorized shades, new lighting, new electrical panel, wide-plank Italian oak floors, custom oak interior doors and molding, air conditioning, and in-unit laundry. Larger than many two-bedroom units, this top floor, one-bedroom condo is flooded with natural light from multiple exposures. Set within a coveted and secure building, the property also enjoys lush landscaping, a panoramic rooftop deck, one secure parking space, and extra storage. HOA dues are $690 per month and include water, sewer, trash and earthquake insurance. Nothing short of spectacular!
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Tregg Rustad · Rodeo Realty
Payment estimate
$8,115
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
- Principal & Interest
- $6,258
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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