44654 20th Street W
Lancaster, CA, 93534
$450,000
MLS: SR25245606
Beds
2
Baths
1
Sq Ft
955
Lot
0.71 ac
Year Built
1949
MLS #
SR25245606
Days on Market
18
Listed
Oct 22, 2025
Description
Set on a rare 31,099 sq. ft. lot in the heart of Lancaster, this 2-bedroom, 1-bath home combines mid-century character with outstanding land and utility. Built in 1949, the 955 sq. ft. home features original hardwood flooring in both bedrooms, rustic knotty pine in the living room, and a recently remodeled bathroom with a modern walk-in shower. The property’s standout feature is the land itself—over 31,000 sq. ft. of level space with mature trees, new artificial turf in the front yard, and ample room for expansion. In addition to a detached 2-car garage, there’s an impressive 700 sq. ft. steel shop with dual 12-foot roll-up doors—ideal for a workshop, vehicle storage, or home business. A country-sized lot in the city, this property offers rare space and flexibility close to shopping, schools, and commuter routes. Perfect for anyone seeking room to grow, work, or simply spread out.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Jared Erfle · Select Service Realty
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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