448 Edgemoor Road
Big Bear Lake, CA, 92315
$1,795,000
MLS: IG26013754
Beds
7
Baths
5
Sq Ft
3,235
Lot
0.54 ac
Year Built
2011
MLS #
IG26013754
Days on Market
62
Listed
Jan 28, 2026
Description
Set along the tranquil shoreline of Big Bear Lake’s sought-after Metcalf Bay, this exceptional lakefront estate offers a rare blend of privacy, history, and refined mountain living. Originally part of the iconic Harbor Cove Resort, the property was acquired by the current family in 1975 and thoughtfully reimagined, with the main residence completely rebuilt and expanded in 2016. Select architectural elements from the original cabins were preserved, adding character and warmth throughout. The main home features an open-concept kitchen, dining, and living area ideal for entertaining, multiple recreation spaces, five bedrooms including two primary suites—one with a striking stone fireplace—3.5 baths, and elevator access for convenience and accessibility. A beautifully updated detached 1890s cabin offers two additional bedrooms and one bath, perfect for guests or extended stays. Situated on over half an acre of prime lakefront, the property includes a private channel trench providing boat access even during low-water seasons. Beautiful Park-like grounds in the spring and summer showcase towering pines, sweeping lake views, expansive decks, a pavilion, meandering creek, and a charming wheelchair-accessible miniature golf course A truly rare find—ideal as a legacy estate, luxury retreat, or exceptional waterfront investment in one of Big Bear’s most coveted bays.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$12,769
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $179,500 · Loan: $1,615,500
- Principal & Interest
- $9,926
- Property tax (1.25%)
- $1,870
- Homeowners insurance
- $300
- Mortgage insurance
- $673
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $62,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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