Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

4480 Lilac Cir

Chino Hills, CA, 91709

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$838,000

MLS: OC26038077

Beds

3

Baths

3

Sq Ft

1,830

Lot

0.03 ac

Year Built

2018

MLS #

OC26038077

Days on Market

58

Listed

Feb 20, 2026

Description

"Just reduced price by 20,000" The nice house ready to move in now. Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom home offering approximately 1,830 sq ft of comfortable living space, ideally located in a quiet cul-de-sac in one of Chino Hills’ most desirable neighborhoods. This home features a bright and open floor plan filled with natural light, creating a warm and inviting atmosphere throughout. The spacious living and dining areas flow seamlessly, making it perfect for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry and workspace, ideal for home chefs and family gatherings. Upstairs, you’ll find generously sized bedrooms, including a relaxing primary suite with its own private bathroom. Step outside to a private backyard—perfect for outdoor dining, gardening, or simply enjoying Southern California’s beautiful weather. Conveniently located near top-rated schools, parks, shopping centers, and with easy access to major freeways, this home offers both comfort and convenience. A fantastic opportunity for homeowners or investors—don’t miss your chance to own in the highly sought-after Chino Hills community!

Location

Chino Hills, San Bernardino County, CA 91709

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Listed by: Yu Han · Pinnacle Real Estate Group

Payment estimate

$6,121

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $83,800 · Loan: $754,200

%
Principal & Interest
$4,634
Property tax (1.25%)
$873
Homeowners insurance
$300
Mortgage insurance
$314
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $29,330 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Chino Hills, CA 91709 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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