45 Oaktree Ln
Rolling Hills Estates, CA, 90274
$1,425,000
MLS: PTP2601948
Beds
4
Baths
3
Sq Ft
2,184
Lot
0.04 ac
Year Built
1974
MLS #
PTP2601948
Days on Market
14
Listed
Mar 13, 2026
Description
Luxurious townhome in The Terraces of Rolling Hills Estates. This fully remodeled 4-bedroom, 3-bath home blends modern sophistication with tranquil surroundings and sweeping city lights views. The beautifully redesigned kitchen features quartz countertops, stainless steel appliances, and custom cabinetry, while the soaring living room opens through sliding doors to a view balcony. A stylish dry bar enhances the dining area, creating an ideal setting for entertaining. Two bedrooms and a full bath on the main level provide flexibility, while the lower level hosts a private primary suite with dual walk-in closets, a spa-inspired bath with an oversized shower, and direct access to a secluded patio. A fourth bedroom with patio access and an updated bath completes the lower level. Residents of The Terraces enjoy resort-style amenities including multiple pools and spas, tennis and pickleball courts, scenic walking paths, and 24-hour guarded gate access. Ideally located near Palos Verdes schools, hiking trails, beaches, Terranea Resort, and South Bay dining and shopping, this turnkey home offers an exceptional opportunity to enjoy the coveted South Bay lifestyle.
Location
Rolling Hills Estates, Los Angeles County, CA 90274
Open on Google Maps ↗Listed by: Ever Eternity · Pacific Sotheby's Int'l Realty
Payment estimate
$10,199
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $142,500 · Loan: $1,282,500
- Principal & Interest
- $7,880
- Property tax (1.25%)
- $1,484
- Homeowners insurance
- $300
- Mortgage insurance
- $534
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rolling Hills Estates home with as little as 3.5% down using an FHA loan — roughly $49,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90274 (Rolling Hills Estates) within ±10% of this home's price and size.
Local Market Stats
See Palos Verdes Estates, CA 90274 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.