452 Sirretta Street
Kernville, CA, 93238
$308,800
MLS: IV26038437
Beds
2
Baths
2
Sq Ft
1,024
Lot
0.25 ac
Year Built
1957
MLS #
IV26038437
Days on Market
50
Listed
Feb 23, 2026
Description
1957 residence offering verified potential in Kernville… This single-story ranch layout provides a functional 2-bed, 2-bath arrangement across 1,024 sq ft, including gas heating, updated thermal windows, durable exterior siding, a composition roof, and an established lot footprint of approximately 10,700 sq ft contribute to a solid baseline for improvement. Parking is accommodated by a detached two-car garage, and the property’s setting within Kernville offers proximity to mountain and river amenities.
Location
Kernville, Kern County, CA 93238
Open on Google Maps ↗Listed by: ROME MONTLE · REALHOME SERVICES & SOLUTIONS
Payment estimate
$2,445
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,880 · Loan: $277,920
- Principal & Interest
- $1,708
- Property tax (1.25%)
- $322
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Kernville home with as little as 3.5% down using an FHA loan — roughly $10,808 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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