45371 5th Street
Big Bear, CA, 92314
$325,000
MLS: 219141537PS
Beds
3
Baths
1
Sq Ft
960
Lot
0.23 ac
Year Built
2004
MLS #
219141537PS
Days on Market
1
Listed
Jan 16, 2026
Description
Welcome home to serene, elevated living with postcard-worthy views of Gold Mountain framing the horizon and dramatic big sky overhead. This immaculate 3-bedroom, 1-bath residence is spotless, freshly updated, and completely move-in ready--no projects needed, just unpack and start enjoying!The thoughtful layout offers comfortable living spaces bathed in natural light, while the attached two-car garage provides secure parking and extra storage. Outside, the fully fenced yard creates a safe, private oasis perfect for pets, play, gardening, or simply unwinding amid nature. The wide concrete driveway adds effortless curb appeal and convenience.Priced to welcome new owners, this home blends classic charm with practical features and those unbeatable Gold Mountain and big sky views that make every day feel like a getaway. Don't miss your chance to own this clean, turn-key treasure in a prime spot!
Location
Big Bear, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Dixie Wheeler · Blue Skies R E & Resort Rental
Payment estimate
$2,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,500
- Principal & Interest
- $1,797
- Property tax (1.25%)
- $339
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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