45385 5th Street
Big Bear City, CA, 92314
$305,000
MLS: IG25105858
Beds
3
Baths
2
Sq Ft
1,120
Lot
0.11 ac
Year Built
2010
MLS #
IG25105858
Days on Market
331
Listed
May 17, 2025
Description
Light and bright with open layout. Vaulted ceiling in living room, with a beautiful free standing wood burning stove surrounded by brick and river rock. Granite counters in Kitchen and Bathroom with ceramic and tile floors in kitchen. Distressed wood flooring throughout with ceiling fans. Larger Front deck and a low maintenance composite back deck. Retractable awning on side of home with concrete pavers leading to a large back yard sitting area. Relax in the back yard spa enjoy our Big Bear stars. Room for an RV or boat on East side of property. Seller has 5 adjacent lots equaling 12,500 s/f for sale, please inquire with listing agent.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: THERESE MC CALLON · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$2,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,500 · Loan: $274,500
- Principal & Interest
- $1,687
- Property tax (1.25%)
- $318
- Homeowners insurance
- $300
- Mortgage insurance
- $114
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $10,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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