454 E Rustic Road
Santa Monica, CA, 90402
$2,899,000
MLS: 25578439
Beds
3
Baths
2
Sq Ft
1,516
Lot
0.09 ac
Year Built
1906
MLS #
25578439
Days on Market
244
Listed
Aug 15, 2025
Description
Location, location, location! Situated on the most sought after street in Rustic Canyon, offered for the first time in over 45 years. Set among lush tropical landscaping & mature Oaks, the property offers exceptional privacy and a true sense of retreat in one of Santa Monica's most coveted neighborhoods. Built in 1906, this classic Craftsman cottage features a welcoming, oversized front porch to enjoy East Rustic Rd's micro-climate & the surrounding sounds of nature, including Rustic Creek. The home has been thoughtfully maintained and updated over the years, with upgrades including stainless steel appliances with a Bertazzoni range, solid wood details, dual-pane Anderson windows, and professionally designed exterior hardscaping, decks, fencing, and lighting. The existing home offers a strong foundation and livable comfort today, while presenting a rare opportunity to expand, enhance, or reimagine. Second story space is an attic conversion. Whether restoring the charm, creating a larger custom residence, or blending indoor-outdoor living, the possibilities are exceptional. A peaceful canyon setting moments from the beach, canyon restaurants and all Santa Monica has to offer. Vacant and ready for its next chapter.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Heather Gussman · Gussman Czako Estates
Payment estimate
$20,438
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $289,900 · Loan: $2,609,100
- Principal & Interest
- $16,031
- Property tax (1.25%)
- $3,020
- Homeowners insurance
- $300
- Mortgage insurance
- $1,087
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $101,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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