455 E Ocean
Long Beach, CA, 90802
$260,000
MLS: PW26017996
Beds
0
Baths
1
Sq Ft
420
Lot
0.46 ac
Year Built
1923
MLS #
PW26017996
Days on Market
65
Listed
Jan 27, 2026
Description
Stylish downtown loft with an open-concept layout, high ceilings, and abundant natural light. Contemporary design offers flexible living space ideal for entertaining or everyday comfort. Prime location near the beach, Shoreline Village, dining, shopping, and entertainment along Ocean Boulevard. Great opportunity for coastal urban living.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Brenda Piumpunyalerd · Real Broker
Payment estimate
$2,106
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,000 · Loan: $234,000
- Principal & Interest
- $1,438
- Property tax (1.25%)
- $271
- Homeowners insurance
- $300
- Mortgage insurance
- $98
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $9,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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