45540 Lostwood Avenue
Lancaster, CA, 93534
$450,000
MLS: 26001473
Beds
4
Baths
2
Sq Ft
1,588
Lot
0.18 ac
Year Built
1955
MLS #
26001473
Days on Market
42
Listed
Feb 19, 2026
Description
Recently Repaired Home. Huge enclosed patio/bonus room. Close to Schools, Shops, Restaurants. 5 minutes off the 14 freeway at Ave H.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Benjamin Walks · Keller Williams Realty A.V.
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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