456 Lincoln Boulevard
Santa Monica, CA, 90402
$4,250,000
MLS: 26660029
Beds
4
Baths
4
Sq Ft
3,148
Lot
0.17 ac
Year Built
1951
MLS #
26660029
Days on Market
32
Listed
Mar 6, 2026
Description
Welcome to this dreamy North of Montana retreat, where warmth, charm, and modern comfort come together in one of Santa Monica's most coveted neighborhoods. The beautiful 4-bedroom, 3-bathroom main home offers light-filled living spaces and a gracious layout designed for both relaxed everyday living and memorable gatherings. The spacious primary suite feels like a private sanctuary, offering a peaceful place to unwind at the end of the day. Outside, lush, freshly landscaped grounds create a truly magical setting, with an open patio perfect for long, sun-soaked afternoons and evening dinners under the stars, a charming putting green, and generous space to entertain friends and family. The backyard also offers room to add a pool, allowing you to create your own resort-like oasis. Above the detached two-car garage, a versatile guest house provides endless possibilities: use it as a bedroom, private studio, guest retreat, home office, or anything your heart desires. Ideally located in the highly sought-after North of Montana neighborhood and within the exceptional Santa Monica school district (Roosevelt elementary is just down the street), you're just minutes from the boutiques, cafes, and dining along Montana Avenue, as well as the Palisades and the beach, making this special home a place where the best of Santa Monica living truly comes together.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Emma Russell · Pardee Properties
Payment estimate
$29,822
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $425,000 · Loan: $3,825,000
- Principal & Interest
- $23,501
- Property tax (1.25%)
- $4,427
- Homeowners insurance
- $300
- Mortgage insurance
- $1,594
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $148,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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