4564 S Afton Privado
Ontario, CA, 91761
$749,000
MLS: IG26119526
Beds
2
Baths
2
Sq Ft
1,555
Lot
0.09 ac
Year Built
2020
MLS #
IG26119526
Days on Market
4
Listed
Jun 12, 2026
Description
55+ RESORT LIFESTYLE | GATED | RARE 3-CAR GARAGE + 2-CAR DRIVEWAY | SINGLE-STORY TURNKEY HOME | Welcome to the lifestyle you've been working toward. Located in the highly sought-after 55+ Esperanza gated community, this beautifully upgraded 1-story home blends comfort, style, and resort-inspired living. Natural light fills the open-concept floorplan, highlighting designer plank flooring and inviting spaces designed for relaxing and entertaining. The chef-inspired kitchen features an oversized island, granite countertops, stainless steel appliances, breakfast bar seating, and abundant storage—creating the perfect gathering place for morning coffee, happy hour cocktails, and everything in between. The spacious primary suite is a true retreat with direct backyard access and a spa-like bath featuring dual vanities, dedicated makeup station, oversized walk-in shower with bench seating, and impressive walk-in closet. A well-sized 2nd bedroom with its own walk-in closet offers comfortable accommodations for guests, while the nearby full bath has a shower/tub combination. One of the home's standout features is its rare 3-car tandem garage and full 2-car driveway parking—a highly desirable combination within Esperanza. The third garage bay is currently separated and finished as a versatile flex space, ideal for an art studio, home office, fitness room, yoga retreat, hobby space, or easily converted to fit your needs. Additional conveniences include a separate laundry room, linen storage, and ample cabinetry throughout. Outside, the backyard embraces the Southern California lifestyle with a covered California Room, ceiling fan, custom landscaping, apple trees, and plenty of space to entertain, enjoy sunset wine nights, or simply unwind in your private oasis. Esperanza is more than a neighborhood—it's a lifestyle destination! You'll enjoy multiple pools and spas, BBQ areas, pickle ball, sports courts, fire pits, and an indoor clubhouse with bar and entertainment spaces. Whether staying active, connecting with neighbors, or soaking up the sunshine, every day feels like a vacation! Additional upgrades include solar, LED lighting, a mini-split system in the bonus room, garage storage racks, and plantation shutters. Conveniently located near Costco, Starbucks, shopping, dining, entertainment, and easy access to the 15, 60, and Expressway, you'll enjoy the perfect balance of convenience and escape. Because this isn't just a home—it's your next chapter, lived beautifully.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Kelly McLaren · Keller Williams Realty
Payment estimate
$5,871
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $74,900 · Loan: $674,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,270
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
- HOA dues
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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