45667 21st Street W
Lancaster, CA, 93536
$550,000
MLS: SR26053656
Beds
5
Baths
3
Sq Ft
2,860
Lot
0.16 ac
Year Built
2002
MLS #
SR26053656
Days on Market
14
Listed
Mar 11, 2026
Description
* Seller is offering a $10,000 CREDIT toward buyer's closing costs * TRUE PRIDE OF OWNERSHIP! This beautiful 2 story home is located in a quiet neighborhood in West Lancaster. The functional floor plan offers 5 bedrooms, 3 full baths and 2,860 square feet of living space! Family room with a rock fireplace, upgraded laminate flooring, entertainment nook and a mounted 55'' TV with soundbar (included in the sale). The kitchen has gorgeous Corian countertops, a large breakfast bar, 2 storage pantries and a dining area. BONUS ROOM currently being used as a formal dining room with fine finishes including a stunning chandelier, crown molding and chair rails. The HUGE primary retreat offers a private en suite bath with 2 walk-in closets, dual vanity sinks and a separate shower & tub. Upstairs LOFT provides a cozy living space and desk area! Other features include a DOWNSTAIRS BEDROOM and full bath, a formal living room, upstairs laundry room (washer & dryer included), upgraded ceiling fans throughout, 2 car attached garage and possible RV access. The spacious backyard has a covered patio, large grass area, block wall fencing and mature landscaping providing shade and privacy. Speaking of privacy... NO rear neighbors EVER!
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Jonathan Galier · Re/Max All-Pro
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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