4574 S Mendocino
Ontario, CA, 91761
$829,000
MLS: CV26074892
Beds
4
Baths
3
Sq Ft
2,510
Lot
0.10 ac
Year Built
2020
MLS #
CV26074892
Days on Market
11
Listed
Apr 7, 2026
Description
Modern 4-Bedroom Home with PAID-OFF SOLAR in Desirable Ontario Ranch. Welcome to this beautifully maintained single-family home offering the perfect blend of style, comfort, and energy efficiency. Built in 2020, this 4-bedroom, 3-bathroom residence features a thoughtful layout ideal for multi-generational living, with a DOWNSTAIRS FULL BEDROOM & BATHROOM WITH SHOWER. Enjoy an open-concept kitchen designed for entertaining, complete with a spacious island, sleek Quartz countertops, and abundant cabinetry. Durable and stylish viny! flooring flows throughout the first floor, leading to a covered patio-perfect for relaxing or outdoor dining. Upstairs, you'll find a versatile loft area, ideal for a home office, media room, or additional living space. The generously sized primary suite and secondary bedrooms offer ample space for growing families or guests. This home comes equipped with a PAID OFF solar system, providing long-term energy savings, and is located in a well-maintained community with a low HOA. Enjoy access to top-tier amenities, including a resort-style pool and a family-friendly playground. Additional highlights include a widened driveway and a whole-home water softener system, enhancing everyday comfort and convenience. Don't miss this opportunity to own a modern, move-in-ready home in one of Ontario Ranch's most sought-after neighborhoods!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Julia Lupercio · Keller Williams Sierra Madre
Payment estimate
$6,059
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,900 · Loan: $746,100
- Principal & Interest
- $4,584
- Property tax (1.25%)
- $864
- Homeowners insurance
- $300
- Mortgage insurance
- $311
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $29,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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