46 Merit Park Drive
Gardena, CA, 90247
$624,900
MLS: 226001635
Beds
2
Baths
3
Sq Ft
1,489
Lot
4.62 ac
Year Built
1963
MLS #
226001635
Days on Market
0
Listed
Apr 10, 2026
Description
First time on the market in over 20 years, this well-maintained end-unit home presents a rare opportunity to create your vision in the desirable Merit Park community of Gardena. With 1,489 sq ft of living space, this 2-bedroom, 2.5-bath home offers a spacious and functional floor plan ready for your personal touch. The light-filled living and dining areas flow seamlessly together and open to a private courtyard --ideal for indoor/outdoor living, entertaining, or simply enjoying your own outdoor retreat. The kitchen features a newer cooktop and is open to the dining area, offering a great foundation for future updates. Upstairs, the generously sized primary suite includes ample closet space and an en-suite bathroom. An additional bedroom and full bathroom provide flexibility for guests or a home office. While the home reflects its original finishes, it has been well cared for over the years--making it a fantastic opportunity for buyers looking to update and customize to their own style. Additional features include a laundry area in the home, a half bath downstairs convenient for guests, a 1-car garage, and two additional parking spaces in the driveway along with ample guest parking. Residents of Merit Park enjoy access to a community pool and clubhouse, all conveniently located near shopping, dining, community centers, and easy freeway access. Bring your imagination and unlock the potential--this is a rare chance to create something truly special in a well-established and sought after community.
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: Renee Delgado · Altera Real Estate Services
Payment estimate
$4,641
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,490 · Loan: $562,410
- Principal & Interest
- $3,456
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $21,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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