Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

4610 Philadelphia

Chino, CA, 91710

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$3,790,000

MLS: TR26044973

Beds

5

Baths

3

Sq Ft

3,270

Lot

4.77 ac

Year Built

1961

MLS #

TR26044973

Days on Market

2

Listed

Mar 1, 2026

Description

approximately 4.6+ acres of flat, highly usable land in a strategic Chino location with immediate income in place. Sold together as one combined package wiith 4632 Philadelphia St at this time, the property includes a duplex consisting of a 2-bedroom/1-bath unit and a 3-bedroom/2-bath unit, on 4610 , along with a separate 3-bedroom/2-bath single-family residence on 6432, all currently tenant-occupied and generating rental income to help offset holding costs while future development plans are explored. The expansive flat topography makes the property especially attractive for subdivision potential, redevelopment opportunities, or long-term land banking (buyer to verify with the City)

Location

Chino, San Bernardino County, CA 91710

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Listed by: A. K. Ho · Pacific Sterling Realty

Payment estimate

$26,627

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $379,000 · Loan: $3,411,000

%
Principal & Interest
$20,958
Property tax (1.25%)
$3,948
Homeowners insurance
$300
Mortgage insurance
$1,421
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $132,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Chino, CA 91710 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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