4625 Falkirk Bay
Oxnard, CA, 93035
$1,499,900
MLS: V1-33173
Beds
2
Baths
2
Sq Ft
1,376
Lot
0.07 ac
Year Built
1976
MLS #
V1-33173
Days on Market
162
Listed
Nov 10, 2025
Description
A rare waterfront opportunity in the highly sought-after Mandalay Bay community of Oxnard. Perfectly situated on a corner lot, this single-story home features direct water access and a private 40-foot boat dock, offering the ideal setup for boating enthusiasts or anyone who dreams of living the harbor lifestyle.The property features 2 bedrooms and 2 bathrooms, plus a nicely finished mezzanine for additional living space that can be used as an office or kids' area located above the kitchen, a spacious living area with water views, and an open layout that offers great potential for personalization. This great property is ready for a new owner to bring their own modern touches and updates, making it an excellent choice for those looking to create a coastal retreat or vacation home tailored to their style.Enjoy easy access to the harbor, nearby beaches, restaurants, and the Channel Islands Harbor lifestyle. With its prime corner location, generous dock size, and endless potential, this home represents one of the best values in the area for those seeking to combine investment, leisure, and the beauty of waterfront living.Whether you're a boat owner, investor, or someone ready to make this home your own, this property is an opportunity not to be missed.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: David Orozco Acevez · Real Brokerage Technologies
Payment estimate
$10,719
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,990 · Loan: $1,349,910
- Principal & Interest
- $8,294
- Property tax (1.25%)
- $1,562
- Homeowners insurance
- $300
- Mortgage insurance
- $562
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $52,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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