ActiveSingleFamilyResidence

4630 San Jose T

Montclair, CA, 91763

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$574,999

MLS: IV26063590

Beds

3

Baths

2

Sq Ft

1,490

Lot

0.07 ac

Year Built

1978

MLS #

IV26063590

Days on Market

26

Listed

Mar 26, 2026

Description

Welcome to Greentree Gardens in Montclair! This charming single-level home offers 3 spacious bedrooms, 2 bathrooms, and approximately 1,490 sq ft of comfortable living space, complete with an attached 2-car garage—all set within a quiet, well-maintained community. Thoughtfully updated, the home features an upgraded primary shower, dual-pane windows, newer HVAC system, new carpet, painted kitchen cabinetry, granite countertops, updated faucet, and modern LED lighting. Ideally situated at the end of the community, this unit enjoys added privacy with only one shared wall (at the garage only) and no rear neighbors. Inside, you’ll find a functional layout with indoor laundry and inviting living spaces, while outside, you'll find a private side patio—perfect for relaxing or entertaining. Conveniently located directly across from Montclair Place, near highly rated K–12 schools, and just minutes from Claremont Village and Claremont Colleges. Commuters will appreciate easy access to the 10 Freeway. Homes in this desirable community rarely become available—don’t miss your opportunity to make this one yours!

Location

Montclair, San Bernardino County, CA 91763

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Listed by: JEREMY HUBACEK · COMPASS

Payment estimate

$4,294

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $57,500 · Loan: $517,499

%
Principal & Interest
$3,180
Property tax (1.25%)
$599
Homeowners insurance
$300
Mortgage insurance
$216
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Montclair home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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