4656 Pepper Mill Street
Moorpark, CA, 93021
$1,069,000
MLS: 226001621
Beds
4
Baths
4
Sq Ft
3,192
Lot
0.14 ac
Year Built
1983
MLS #
226001621
Days on Market
7
Listed
Apr 9, 2026
Description
Welcome to this beautifully updated 4-bedroom + loft, 3.5-bathroom home with 3,196 sq. ft. Thoughtfully designed for both comfortable living and effortless entertaining, this residence showcases stunning engineered hardwood flooring throughout, a beautifully remodeled primary bath, and OWNED solar.Step inside to the formal living and dining areas featuring soaring vaulted ceilings and an abundance of natural light, creating a warm and inviting first impression. The open-concept kitchen flows seamlessly into a spacious family room, making it ideal for everyday living and gatherings.The oversized primary bedroom offers a relaxing retreat with a beautifully remodeled en suite bathroom. Three additional secondary bedrooms provide ample space and flexibility, including one that functions as a second primary suite with its own en suite bathroom and walk-in closet.Step out to your backyard oasis complete with a sparkling pool and covered patio -- perfect for entertaining or enjoying year-round.Additional highlights include a prime location close to award-winning schools, shopping, and dining.This exceptional home offers the perfect blend of style, comfort, and versatility.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Hare and Associates · eXp Realty of Greater Los Angeles Inc.
Payment estimate
$7,726
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $106,900 · Loan: $962,100
- Principal & Interest
- $5,911
- Property tax (1.25%)
- $1,114
- Homeowners insurance
- $300
- Mortgage insurance
- $401
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $37,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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