Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

46727 Minnow

Big Bear City, CA, 92314

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$1,399,900

MLS: IG26025851

Beds

5

Baths

5

Sq Ft

3,305

Lot

10.00 ac

Year Built

1988

MLS #

IG26025851

Days on Market

50

Listed

Feb 4, 2026

Description

HOME, HOME ON THE RANGE... Welcome to your 10-acre mini ranch. You’ll love the views and the peaceful atmosphere here. This custom ranch-style home offers a tranquil setting, with five bedrooms (or four plus a loft) and four bathrooms. The home has its own private well and is about 3,300 square feet. Features include a spacious open floor plan, a floor-to-ceiling rock fireplace in the living room, and another in the main bedroom. There is a full kitchen with stainless steel appliances, including a range, dishwasher, microwave, refrigerator, granite countertops, a pantry, a breakfast bar, a spacious dining area, central forced-air heating, hickory wood floors, and a full laundry room with a deep sink. The home also features vaulted ceilings, a three-car attached garage, large redwood decks, and a three-stall barn, each with its own corral, an attached tack room with a half bath, a hay storage shed, a riding arena, and covered RV parking. All of this is set on 10 wooded acres in the middle of a pinion forest, with views of the surrounding hills and Baldwin Valley. The exterior has just been freshly painted and stained. This property is ideal for equestrian use but offers many other uses as well. Furnishingsare​​‌​​​​‌​​‌‌​​‌​​‌​​​‌​‌​‌​​​​​‌​​‌‌​‌‌‌ negotiable.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Michael Dolan · KELLER WILLIAMS BIG BEAR

Payment estimate

$10,024

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,990 · Loan: $1,259,910

%
Principal & Interest
$7,741
Property tax (1.25%)
$1,458
Homeowners insurance
$300
Mortgage insurance
$525
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $48,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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