4719 S Moneta Privado
Ontario, CA, 91761
$829,990
MLS: IG26083761
Beds
3
Baths
2
Sq Ft
1,853
Lot
0.12 ac
Year Built
2020
MLS #
IG26083761
Days on Market
1
Listed
Apr 18, 2026
Description
Welcome to the gated Esperanza 55+ Active Adult Community—one of the most desirable communities in Ontario Ranch. This exceptional single-story residence, the highly sought-after Modena model, is a true gem that presents beautifully and offers a seamless blend of style, comfort, and thoughtful design. Offering 2 bedrooms, 2 bathrooms, and a versatile flex room with the potential to serve as a third bedroom, home office, or den, this home provides both functionality and flexibility to fit your lifestyle. From the moment you step inside, the attention to detail is unmistakable. Elegant laminate flooring, upgraded baseboards and casing, plantation shutters, and refined designer finishes create a bright, modern aesthetic throughout. The kitchen is tastefully appointed with quartz countertops and a full marble backsplash, while decorative wall molding in the entryway and bath adds a distinctive custom touch. Every inch of this home has been carefully curated and impeccably maintained, creating a space that feels polished and complete. Step outside to a professionally landscaped front and backyard designed for both relaxation and enjoyment. A tranquil fountain enhances the setting, offering a peaceful backdrop for morning coffee or quiet evenings at home. The garage continues the home’s elevated feel, featuring epoxy flooring and suspended storage racks for a clean, organized environment. Residents enjoy exclusive access to the La Jolla Club, where resort-style amenities include a pool, bar area, outdoor kitchen, fire pits, fitness center, pickleball courts, and a dog park—perfect for an active and social lifestyle. Ideally located within walking distance to The Station at Eastvale and the Goodman Center, with convenient access to 99 Ranch Market, the 60 and 15 freeways, and just a short drive to Ontario Mills for shopping, dining, and entertainment. This is a rare opportunity to own a pristine, turn-key home in a premier 55+ community.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Lisa Erdelji · Keller Williams Realty
Payment estimate
$6,065
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,999 · Loan: $746,991
- Principal & Interest
- $4,590
- Property tax (1.25%)
- $865
- Homeowners insurance
- $300
- Mortgage insurance
- $311
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $29,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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