Under ContractSingleFamilyResidence

4725 Loma Vista Road

Ventura, CA, 93003

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$999,000

MLS: V1-35118

Beds

3

Baths

2

Sq Ft

1,570

Lot

0.17 ac

Year Built

1958

MLS #

V1-35118

Days on Market

37

Listed

Mar 11, 2026

Description

College Heights is one of Ventura's most sought-after neighborhoods . Homes here rarely come along--especially ones that feel like this.Imagine starting your mornings in a beautifully remodeled kitchen, coffee in hand, before walking just steps to your detached studio for a productive work-from-home day.Evenings are for hosting friends at the outdoor bar, laughter filling the backyard, kids running around on the large lawn, enjoying the abundance of fruit trees like lemons, limes, oranges, apples and pomegranates, and enjoying the comfort of thoughtfully updated spaces throughout the home.All of this in Loma Vista, just minutes from Ventura's favorite restaurants, cafes, and markets.This isn't just a home.It's the lifestyle you've been waiting for.

Location

Ventura, Ventura County, CA 93003

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Listed by: Jeffrey Belzer · LIV Sotheby's International

Payment estimate

$7,239

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100

%
Principal & Interest
$5,524
Property tax (1.25%)
$1,041
Homeowners insurance
$300
Mortgage insurance
$375
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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