4730 Towers
Torrance, CA, 90503
$1,495,000
MLS: SB26053815
Beds
4
Baths
2
Sq Ft
1,495
Lot
0.12 ac
Year Built
1954
MLS #
SB26053815
Days on Market
24
Listed
Mar 18, 2026
Description
Welcome to 4730 Towers St., a beautifully maintained 4-bedroom, 2-bath home (1 full + 3/4), (1495 sqft) with a detached permitted workshop (285 sqft) featuring its own private ¾ bathroom and A/C (ADU potential, buyer to verify). Inside, the home features beautiful hardwood floors and recessed lighting throughout, creating a warm and inviting atmosphere. The kitchen offers granite countertops and plenty of prep space. One of the bedrooms is currently being used as a versatile den, offering flexibility for a home office, playroom, or additional living space. Both bathrooms are tastefully finished with granite counters and elegant Italian tile. The hallway bathroom features a separate shower and tub with a double vanity, while the primary suite includes its own private shower. Comfort is enhanced with a newer heating system installed in 2021. The detached workshop includes recessed lighting and its own ¾ bathroom, making it ideal for a future guest suite, studio, office, or potential income unit (buyer to verify). Step outside to enjoy a private, serene setting perfect for relaxing or entertaining, with additional privacy from the gated driveway. Ideally located in West Torrance, this home is just minutes from shopping, dining, and local malls, and approximately 2.5 miles from the beach, offering the perfect balance of convenience and coastal living. With its thoughtful upgrades, flexible layout, and exceptional versatility, this property offers a rare blend of comfort, style, and investment potential. Don’t miss this great opportunity!
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Raymond Millman · Compass
Payment estimate
$10,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,500 · Loan: $1,345,500
- Principal & Interest
- $8,267
- Property tax (1.25%)
- $1,557
- Homeowners insurance
- $300
- Mortgage insurance
- $561
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $52,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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