4745 S SCOTT Way
Ontario, CA, 91762
$870,000
Original list price: $898,000
MLS: PW26121343
Beds
5
Baths
3
Sq Ft
2,742
Lot
0.10 ac
Year Built
2020
MLS #
PW26121343
Days on Market
13
Listed
Jun 3, 2026
Description
Welcome to this beautifully upgraded turnkey home in the desirable Ontario Ranch community. This spacious open-concept floor plan features 5 bedrooms, 3 bathrooms, a downstairs bedroom and full bath, den, upstairs loft, laundry room, recessed lighting, and 9-foot ceilings. The gourmet kitchen offers granite countertops, an oversized island with breakfast bar, elegant cabinetry, stainless-steel appliances, and pendant lighting. The primary suite features dual oversized walk-in closets and double-sink vanities. Plantation shutters are installed throughout the home. Enjoy energy savings with a fully paid-off solar system valued at approximately $25,000, an Energy Star Certified design, and a tankless water heater. The beautifully landscaped backyard features pavers, a retaining wall with built-in lighting, and plenty of space for relaxing and entertaining. Conveniently located near parks, shopping, dining, and major freeways. A must-see home with exceptional upgrades and modern comfort!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Rixon Kien · Credent Real Estate
Payment estimate
$6,597
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $87,000 · Loan: $783,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,959
- Property tax (1.25%)
- $906
- Homeowners insurance
- $300
- Mortgage insurance
- $326
- HOA dues
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $30,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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