ActiveSingleFamilyResidence

4746 Lone Valley

Rancho Palos Verdes, CA, 90275

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$1,649,000

MLS: SB26101793

Beds

4

Baths

3

Sq Ft

2,360

Lot

0.31 ac

Year Built

1966

MLS #

SB26101793

Days on Market

1

Listed

May 12, 2026

Description

Fantastic Purchase Opportunity in the heart of the canyon in Rancho Palos Verdes! Welcome to this beautifully designed split-level 4-bedroom, 3-bath home tucked away at the end of a quiet cul-de-sac, surrounded by mature trees, natural scenery, and peaceful canyon views. This thoughtfully designed floor plan offers the perfect balance of privacy and functionality, with two bedrooms upstairs and two downstairs—ideal for multigenerational living, guests, home offices, or growing families. Separate living spaces help reduce noise between levels while creating a spacious flow perfect for both everyday living and entertaining. Large windows throughout the home fill the interior with natural light, capture tranquil views from most rooms, and invite refreshing canyon breezes throughout the day. On warmer days, central air conditioning keeps the home comfortable year-round. Hardwood flooring throughout the second-floor living room, dining room, and hallway brings warmth and a natural wooded feel indoors. Additional highlights include newer dual-pane windows, all three full bathrooms tastefully updated, and an oversized rear family room that offers exceptional privacy, calm, and flexibility for relaxing or gathering with friends and family. Thoughtful storage solutions can be found throughout the home, including additional storage tucked beneath the stairway, a separate storage area on the lower level, and abundant space in the two-car garage with extra storage located behind the garage—perfect for seasonal items, hobbies, tools, or outdoor gear. The backyard is truly a hidden retreat—nestled at the bottom of the canyon with lush greenery surrounding you for added tranquility and privacy. With plenty of space to customize and make your own, this outdoor setting feels miles away from the city while still being conveniently close to shopping, dining, parks, and everyday amenities. A rare opportunity to enjoy peaceful canyon living with comfort, versatility, and timeless charm.

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Carol Fisher · Berkshire Hathaway HomeServices California Properties

Payment estimate

$12,026

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $164,900 · Loan: $1,484,100

%
Principal & Interest
$9,390
Property tax (1.25%)
$1,718
Homeowners insurance
$300
Mortgage insurance
$618
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $57,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.