ActiveSingleFamilyResidence

4776 W Avenue J5

Lancaster, CA, 93536

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$650,000

MLS: OC25221522

Beds

5

Baths

3

Sq Ft

3,391

Lot

0.16 ac

Year Built

2005

MLS #

OC25221522

Days on Market

36

Listed

Sep 19, 2025

Description

Beautiful and large Cape Cod home perfect for family use or investment property. The property is located in a desirable neighborhood in Lancaster, and has paid off solar panels with EV Charge point and 4-Car garage. It also has 5 bedrooms, 3 baths and amazing kitchen with stainless steel appliances. There is a gated RV entrance and RV concrete pad, HD security cameras, ring door bell camera, and beautiful landscaped back yard. The house is close to lovely parks, shopping district, and nice restaurants.

Location

Lancaster, Los Angeles County, CA 93536

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Listed by: Benjamin Iserhien · Pacific Loans & Realty

Payment estimate

$4,815

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000

%
Principal & Interest
$3,594
Property tax (1.25%)
$677
Homeowners insurance
$300
Mortgage insurance
$244
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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