4776 W Avenue J5
Lancaster, CA, 93536
$650,000
Original list price: $675,000
MLS: OC25221522
Beds
5
Baths
3
Sq Ft
3,391
Lot
0.16 ac
Year Built
2005
MLS #
OC25221522
Days on Market
256
Listed
Sep 19, 2025
Description
Beautiful and large Cape Cod home perfect for family use or investment property. The property is located in a desirable neighborhood in Lancaster, and has paid off solar panels with EV Charge point and 4-Car garage. It also has 5 bedrooms, 3 baths and amazing kitchen with stainless steel appliances. There is a gated RV entrance and RV concrete pad, HD security cameras, ring door bell camera, and beautiful landscaped back yard. The house is close to lovely parks, shopping district, and nice restaurants.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Benjamin Iserhien · Pacific Loans & Realty
Payment estimate
$4,926
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,705
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Quartz Hill, CA in context
Quartz Hill is the unincorporated community on Lancaster’s west side, sharing ZIP 93536 with West Lancaster. It’s consistently the most-requested AV submarket: top-rated schools, larger lots, mature trees, and a calm semi-rural feel — yet still minutes from the 14 freeway and the Plant 42 aerospace corridor. Most listings here are single-family homes on quarter- to half-acre lots. If you are evaluating homes in Lancaster, Mike Watson lives and works the Quartz Hill market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93536 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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