Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

4797 Loma Vista Road

Ventura, CA, 93003

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$1,339,000

MLS: TR24211600

Beds

3

Baths

2

Sq Ft

3,230

Lot

0.37 ac

Year Built

1970

MLS #

TR24211600

Days on Market

516

Listed

Oct 16, 2024

Description

Make this a home or business, zoned R-3,Multi-family units OK, 3,230 Sf Freestanding well maintained Building, LARGE 15,943 sqft lot,17 car parking lot or make the ultimate backyard or tear down and build condos. Upscale location Across from Ventura College.3 miles to beach. Corner lot. Three rooms ,two restrooms, Kitchen, storage room. Central A/C systems. ALLOWED USE: SFR, Multi-Family, commercial daycare, Group home,-assisted living Care, Education, Telecom Facility, Auto car Parking lot, Plants Nursery & more. Consult City Planning. Conditional use permit list or rezone to fit your needs.

Location

Ventura, Ventura County, CA 93003

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Listed by: Jonathan Minerick · Homecoin.com

Payment estimate

$9,601

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $133,900 · Loan: $1,205,100

%
Principal & Interest
$7,404
Property tax (1.25%)
$1,395
Homeowners insurance
$300
Mortgage insurance
$502
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $46,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Ventura, CA 93003 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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