48831 Garden Drive
Morongo Valley, CA, 92256
$339,000
MLS: PW25217719
Beds
3
Baths
2
Sq Ft
1,485
Lot
0.32 ac
Year Built
1954
MLS #
PW25217719
Days on Market
202
Listed
Sep 27, 2025
Description
Clear Termite! Clear Septic and appraised for $390,000! Priced to sell! This charming Morongo Valley property is a true desert retreat, perfect as your full-time sanctuary or even a potential Airbnb. Featuring 3 spacious bedrooms, 2 bathrooms, and generous storage, the home combines comfort with thoughtful updates throughout. The open layout, enhanced by a cozy wood-burning stove, creates a warm and welcoming atmosphere from the moment you step through the new front door. The kitchen has been refreshed with newly stained cabinets, butcher block countertops, a sleek black sink, and stainless-steel appliances. The primary suite feels like a private getaway, offering a sitting area, walk-in closet, and en-suite bath. An updated guest bathroom and two additional bedrooms—each with large closets, carpeting, ceiling fans, and individual mini-split AC units—ensure visitors feel right at home. French doors open to a beautiful wood deck overlooking a fully fenced backyard oasis. Mature landscaping, including a lemon tree, creates a tranquil setting with walking paths that wind between the home and garage. Energy efficiency is built in, with solar panels, Tesla batteries, and a new electric panel keeping utility costs low. Conveniently located less than 10 minutes from Big Morongo Canyon Preserve, local hiking trails, and the I-10 freeway—and under 30 minutes from downtown Palm Springs—this home offers the perfect balance of peaceful living and easy access to amenities.
Location
Morongo Valley, San Bernardino County, CA 92256
Open on Google Maps ↗Listed by: Shannon Mead-Sternagle · Right Move Real Estate
Payment estimate
$2,655
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,875
- Property tax (1.25%)
- $353
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Morongo Valley home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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