49225 W 45th Street
Lancaster, CA, 93536
$440,000
MLS: 25009171
Beds
4
Baths
3
Sq Ft
1,332
Lot
2.43 ac
Year Built
1971
MLS #
25009171
Days on Market
99
Listed
Dec 8, 2025
Description
Lovely Ranch-Style Home on 2.43 Acres with Mountain Views & ADU Possibility This warm, inviting single-story home offers easy indoor-outdoor living with two covered patios perfectly positioned to enjoy quiet mornings and stunning mountain sunsets. The kitchen flows seamlessly into the family room with a side island and generous cabinet space, creating a comfortable setting for everyday living or entertaining.Outdoors, the space truly opens up--2.43 fully fenced acres with dual entrances give you room for horses, other animals, RVs, boats, trucks, equipment, and all your toys. Zoned LCD22 & R-A, the property offers flexibility for animals, agricultural use, and expansion. A bonus room presents an ADU possibility for multigenerational living, guest space, or future income potential (not completed). A lovely ranch-style home with mountain views, land, privacy, and the freedom to create your ideal lifestyle. Buyer to verify zoning, permits, and ADU guidelines
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Charla Gonzales · Sync Brokerage, Inc.
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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