494 Alberta Street
Altadena, CA, 91001
$1,045,000
MLS: P1-26377
Beds
3
Baths
1
Sq Ft
1,468
Lot
0.13 ac
Year Built
1924
MLS #
P1-26377
Days on Market
11
Listed
Mar 23, 2026
Description
Altadena cottage, with charm to spare. This three bedroom, one bath 1924 home features hardwood floors, arched floor-to-ceiling windows, a front patio with mountain views, a cook's kitchen, detached garage, with a gorgeous yard with room to play. Updated and upgraded systems include: newer HVAC, solar, whole house water filtration, and reverse osmosis drinking water. The backyard has been planted with native and drought resistant trees by a member of the Terremoto team. Thoughtful and well irrigated landscaping includes: persimmon, apple, kumquat, orange, avocado and passion fruit. Situated in a neighborhood that boasts some of Altadena's most fun spots such as Good Neighbor Bar, HomeState Tacos, and Stumptown Coffee.
Location
Altadena, Los Angeles County, CA 91001
Open on Google Maps ↗Listed by: Jamie Bridgers · COMPASS
Payment estimate
$7,559
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $104,500 · Loan: $940,500
- Principal & Interest
- $5,779
- Property tax (1.25%)
- $1,089
- Homeowners insurance
- $300
- Mortgage insurance
- $392
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Altadena home with as little as 3.5% down using an FHA loan — roughly $36,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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