49513 Michael
Tehachapi, CA, 93561
$259,900
MLS: IG26061110
Beds
2
Baths
1
Sq Ft
936
Lot
0.14 ac
Year Built
1960
MLS #
IG26061110
Days on Market
2
Listed
Mar 23, 2026
Description
Charming and well-maintained 2-bedroom, 1-bath home with a versatile bonus room that could easily function as a third bedroom (no closet). This inviting home features a spacious, open-concept kitchen with dining area, complete with quality oak cabinetry and plenty of storage. The comfortable layout includes a generously sized living room, creating a warm and welcoming atmosphere throughout. Additional highlights include dual-pane windows, an attached single-car garage with laundry, and a cozy front porch perfect for relaxing and enjoying the peaceful surroundings. Situated in a quiet, established residential neighborhood, the property offers beautiful views and a serene setting. This home is move-in ready and presents a great opportunity for a variety of buyers. A must-see!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Holly Hastings · COLDWELL BANKER KIVETT-TEETERS
Payment estimate
$2,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,990 · Loan: $233,910
- Principal & Interest
- $1,437
- Property tax (1%)
- $217
- Homeowners insurance
- $300
- Mortgage insurance
- $97
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $9,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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