4965 Independence Street
Chino, CA, 91710
$970,000
MLS: CV25248576
Beds
5
Baths
4
Sq Ft
3,318
Lot
0.17 ac
Year Built
1966
MLS #
CV25248576
Days on Market
136
Listed
Oct 27, 2025
Description
Immerse yourself in this amazing two-story home! Boasting five bedrooms and four bathrooms, three of which feature private en-suite accommodations. The spacious living room is thoughtfully appointed with a fireplace, French doors leading to the inviting backyard, and a cozy family room. The open-concept dining area seamlessly connects to the expansive kitchen, which boasts numerous upgrades, including granite countertops, a wine rack, an island with a built-in cooktop, custom cabinetry, and a built-in microwave. The upper level features the primary private master en-suite, characterized by its high wood ceiling. Additionally, a retreat for relaxation, a walking closet, a jetted tub, a separate shower, and a linen closet provide comfort and convenience. The low-maintenance backyard is complemented by a covered patio and ample space for entertaining with a gas hook-up BBQ. Wood laminate and tile floorings, custom paint, recessed lighting throughout, and additional features contribute to the home’s overall charm and sophistication. The home is conveniently located near freeways, schools, parks, and shopping centers, ensuring easy access to amenities and entertainment options.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Mhel Mojica · Bankers Capital Realty & Investments
Payment estimate
$7,038
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,000 · Loan: $873,000
- Principal & Interest
- $5,364
- Property tax (1.25%)
- $1,010
- Homeowners insurance
- $300
- Mortgage insurance
- $364
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $33,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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