497 Cedar Lane
Sugarloaf, CA, 92386
$410,000
MLS: IG25167751
Beds
3
Baths
2
Sq Ft
640
Lot
0.44 ac
Year Built
1947
MLS #
IG25167751
Days on Market
56
Listed
Jul 25, 2025
Description
Charming Mountain Cabin on over 19,000 sqft of property! Welcome to 497 Cedar Lane, adorable 3-bedroom, 1.5-bath classic Sugarloaf cabin that blends nostalgic mountain charm with modern upgrades. Set in a park-like atmosphere with towering pines and space to roam, this cabin features a beautifully remodeled kitchen with upgraded appliances, cozy living areas, and warm wood accents throughout. Plenty of parking for your RV, boat, or all your toys. This property includes Two additional adjacent 5,000 sq ft lots on Spruce Lane Parcel numbers 2350-605-43-0000 and 2350-605-35-0000 make this a street to street property excellent for future expansion or investment. Don't miss this unique opportunity to own a slice of Big Bear tranquility!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Daniel Easterby · KELLER WILLIAMS BIG BEAR
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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