4975 Cambria Road
Phelan, CA, 92371
$430,000
MLS: HD26065004
Beds
4
Baths
2
Sq Ft
1,860
Lot
1.19 ac
Year Built
2026
MLS #
HD26065004
Days on Market
4
Listed
Mar 25, 2026
Description
Beautiful Horse Property. New Construction! 4 Bed/ 2 Baths 1860 Sqft of living space. Home comes with new appliances, new carpet and new fixtures. Home also has a permanent foundation and a 433A recorded. Construction is all electric, which may qualify for local/state rebates. Property boasts almost 2 Acres of land, and it sits nicely 5 minutes from Downtown Phelan. Enjoy plenty of space and the tranquility that this home has to offer. Property sits 15 minutes away from Wrightwood, which offers year-round activities such camping, snowboarding and local shopping. All information deem to be reliable and accurate; but buyer, its agents to satisfy themselves and do their own due diligence.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Jesse Sandoval · Premier Realty Associates
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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