4975 Cambria Road
Phelan, CA, 92371
$430,000
MLS: HD26065004
Beds
4
Baths
2
Sq Ft
1,860
Lot
1.19 ac
Year Built
2026
MLS #
HD26065004
Days on Market
47
Listed
Mar 25, 2026
Description
Beautiful Horse Property. New Construction! 4 Bed/ 2 Baths 1860 Sqft of living space. Home comes with new appliances, new carpet and new fixtures. Home also has a permanent foundation and a 433A recorded. Construction is all electric, which may qualify for local/state rebates. Property boasts almost 2 Acres of land, and it sits nicely 5 minutes from Downtown Phelan. Enjoy plenty of space and the tranquility that this home has to offer. Property sits 15 minutes away from Wrightwood, which offers year-round activities such camping, snowboarding and local shopping. All information deem to be reliable and accurate; but buyer, its agents to satisfy themselves and do their own due diligence.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Jesse Sandoval · Premier Realty Associates
Payment estimate
$3,360
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,451
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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