4987 Elder Avenue
Rosamond, CA, 93560
$315,000
MLS: 26002768
Beds
2
Baths
1
Sq Ft
923
Lot
5.00 ac
Year Built
1940
MLS #
26002768
Days on Market
19
Listed
Apr 6, 2026
Description
Spacious country living on 5 usable acres! This charming 2-bedroom, 1-bath home offers the perfect blend of comfort, privacy, and room to grow. Enjoy the independence of your own well, propane gas, and electricity--ideal for those seeking a more self-sufficient lifestyle. The home has been thoughtfully updated with new flooring, fresh interior and exterior paint, and upgraded attic insulation (R-30) for improved energy efficiency. Additional improvements include a new water heater and a new motor on the swamp cooler, helping keep the home comfortable year-round. Outside, the expansive lot provides endless possibilities--bring your animals, toys, or future plans. A fenced dog area is already in place, making it perfect for pet owners. The property also includes a garage (unpermitted), offering extra storage or workspace. If you're looking for space, functionality, and value, this property is a must-see opportunity to create your ideal rural retreat!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Sara Garton · Keller Williams Realty A.V.
Payment estimate
$2,422
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,500 · Loan: $283,500
- Principal & Interest
- $1,742
- Property tax (1%)
- $263
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $11,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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