4989 Cochran Street
Simi Valley, CA, 93063
$1,399,000
MLS: OC26074022
Beds
6
Baths
5
Sq Ft
3,350
Lot
0.50 ac
Year Built
1987
MLS #
OC26074022
Days on Market
15
Listed
Apr 6, 2026
Description
A great opportunity to purchase a property with a rare combination of space, versatility, and long-term value on an expansive 21,500+ sq. ft. lot. The main residence features 4 bedrooms and 3 bathrooms (2350 sqft), and is complemented by a fully separate 2-bedroom, 2-bath ADU (approx. 1000 sqft) with its own private entrance—perfect for extended family, rental income, or a private workspace. Step into a welcoming foyer with custom tile flooring and recessed lighting, leading into a home rich in character. The living and dining areas showcase vaulted ceilings with striking exposed wood beams, creating warmth and architectural appeal, while large windows fill the home with natural light and scenic views of the surrounding grounds. The gourmet kitchen is both functional and inviting, featuring upgraded cabinetry, granite countertops, a center island, and a bay window over the sink that provides a wide, picturesque outdoor view. A highly desirable downstairs bedroom and full bathroom offers flexibility for guests, multi-generational living, or a private office space. Relax in the inviting family room with a charming brick fireplace, or gather in the dining area with a built-in window seat—perfect for everyday living and entertaining. Recent upgrades include new air conditioning and heating systems for year-round comfort. The spacious primary suite includes a walk-in closet, along with a convenient upstairs laundry chute leading to the separate downstairs laundry room. Step outside to a private, park-like setting featuring 18 mature avocado trees, along with persimmon, Minneola orange, and Meyer lemon trees—creating a serene and productive outdoor retreat. Additional highlights include ample storage and an attached 3-car garage. Properties with this combination of land, flexibility, and income potential rarely come to market. Select interior photos of the main residence have been virtually staged to help illustrate the home’s potential and possible furniture layout. A truly special property— this is a must-see!
Location
Simi Valley, Ventura County, CA 93063
Open on Google Maps ↗Listed by: Richard Mulder · Kase Real Estate
Payment estimate
$10,018
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
- Principal & Interest
- $7,736
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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