5 Navajo Trail Lane
Phillips Ranch, CA, 91766
$919,000
MLS: TR26052339
Beds
4
Baths
3
Sq Ft
2,020
Lot
0.12 ac
Year Built
1981
MLS #
TR26052339
Days on Market
26
Listed
Mar 10, 2026
Description
5 Navajo Trail Ln. is located on a quiet cul de sac in beautiful Phillips Ranch. This is a pride of ownership tri level, 3 bedroom (possible 4 bedroom), 2.75 bath home. The mid-level entry greets you with a cathedral ceilinged foyer that blends into the living room. The formal dining room and kitchen are adjacent to one another. There are 5 steps down to the family room and an optional 4th bedroom with a 3/4 bath and walk-in shower. Currently the family room is oversized in place of the 4th bedroom, which was a builder option when new. Stay warm with the family room fireplace. In addition, on the lower level you have direct access to the 2-car garage and laundry area. From the family room you access the beautiful back yard from the sliding door. A covered patio is ideal for entertaining friends and family. A lush lawn and planters provide for a peaceful experience. Coming back inside, from the mid-level you have 8 steps up to the 3 additional bedrooms and 2 bathrooms. The primary bedroom with a double door entry looks toward the front yard. A luxury bathroom with twin sinks, a soaking tub/shower, and a walk-in closet will have you spoiled. The additional bedrooms are nicely sized with a hallway bath providing twin sinks and a shower/tub combo. The roof has been changed with a fireproof steel shingle. Award winning schools are shared with N. Diamond Bar. Nearby shopping includes a Wal Mart, Winco grocery, Target, a myriad of restaurants and shops. Drive 10 minutes to the Shoppes, Ranch 99, or Costco in Chino Hills. Likewise to the Spectrum in Chino. Easy access to the 10, 60, 71, 57 and 210 freeways. Phillips Ranch offers a great value and a peaceful living experience.
Location
Phillips Ranch, Los Angeles County, CA 91766
Open on Google Maps ↗Listed by: Ty Courtney Wallace · Coldwell Banker Tri-Counties R
Payment estimate
$6,684
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $91,900 · Loan: $827,100
- Principal & Interest
- $5,082
- Property tax (1.25%)
- $957
- Homeowners insurance
- $300
- Mortgage insurance
- $345
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phillips Ranch home with as little as 3.5% down using an FHA loan — roughly $32,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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