5005 Silvery Jewel
Bakersfield, CA, 93313
$620,000
MLS: NS26080007
Beds
5
Baths
4
Sq Ft
3,305
Lot
0.21 ac
Year Built
2015
MLS #
NS26080007
Days on Market
1
Listed
Apr 14, 2026
Description
Step into refined modern living at 5005 Silvery Jewel Ln, where style, space, and comfort come together. This 5 bedroom, 3.5 bath home offers 3,305 sq ft of thoughtfully designed space on a desirable lot with potential RV parking in a sought-after Southwest neighborhood. Elegant formal living and dining areas are perfect for entertaining, while the chef-inspired kitchen features sleek granite countertops and excellent flow. Upstairs, a spacious loft offers flexibility for a home office, media room, or play space. Enjoy energy savings with a fully paid solar system with a backup Tesla battery and durable laminate and tile flooring throughout. The private backyard is a true retreat, complete with lush landscaping and a sparkling pool, ideal for relaxing or hosting. Conveniently located near parks, shopping, and schools, this home blends modern comfort with everyday convenience.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Cynthia Behill · Miramar Realty
Payment estimate
$4,607
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,000 · Loan: $558,000
- Principal & Interest
- $3,428
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $233
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Bakersfield, CA 93313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.