5018 Spencer Street
Torrance, CA, 90503
(No pictures available yet)
$1,649,000
MLS: 219147811PS
Beds
4
Baths
2
Sq Ft
1,838
Lot
0.15 ac
Year Built
1961
MLS #
219147811PS
Days on Market
1
Listed
May 12, 2026
Description
Home sits up on a knoll, Traditional design, large 2 car garage and off street parking. Large back yard w/fruit & decorative trees, white roses, built in hot tup, and built in barbeque w/refrigerator and bar. Lovely brick patios. Incredible living room w/fireplace, lovely built ins and moldings galore. Kitchen w/patio doors across entire back of home looking out to back yard, gourmet cooking on large 6 burner Viking Stove, large dining/family room w/ beautiful moldings as well. 2 bedrooms on main floor, one w/patio doors to back yard and 3/4 guest bath. Gorgeous open stair way to 2nd. floor which house a large primary bedroom, full jack & jill bath and another bedroom. Lovely wood shutters throughout, and best of all cherry hickory floors throughout the entire home except for marble in the bathrooms. New water lines throughout.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: John McDonald · Coldwell Banker Realty
Payment estimate
$11,880
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $164,900 · Loan: $1,484,100
- Principal & Interest
- $9,244
- Property tax (1.25%)
- $1,718
- Homeowners insurance
- $300
- Mortgage insurance
- $618
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $57,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90503 (Torrance)within ±10% of this home's price and size.
$1,489,000
4713 W 191st Street
Torrance, 90503
(No photos yet)
$1,499,000
821 Kornblum Avenue
Torrance, 90503
(No photos yet)
$1,595,000
5232 Asteria Street
Torrance, 90503
(No photos yet)
$1,595,000
5309 Onyx
Torrance, 90503
$1,598,000
20526 Avis Avenue
Torrance, 90503
$1,699,000
19332 Tomlee Avenue
Torrance, 90503
Local Market Stats
See Torrance, CA 90503 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.