PendingSingleFamilyResidence

5020 Agate Road

Chino Hills, CA, 91709

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$1,020,000

MLS: TR25275868

Beds

4

Baths

3

Sq Ft

2,094

Lot

0.18 ac

Year Built

1990

MLS #

TR25275868

Days on Market

26

Listed

Mar 13, 2026

Description

Situated within the highly sought-after Alterra community, this beautiful home showcases neat curb appeal, soaring ceilings, and an expansive private backyard. Step inside to experience the vibrant ambiance, enhanced by its dramatic double-height ceilings, expansive dual pane picture windows, and a soft, neutral color palette that fills the home with abundant natural light and an airy sense of openness. The thoughtfully designed layout offers seamless flow from the Living and Dining areas, along with the Kitchen, breakfast counter, and the cozy Family Room with fireplace, which transitions to the private Patio and Backyard. It’s sprawling lawn provides generous “room to roam” for family and guests, creating the perfect setting for outdoor playground, entertainment and relaxation. The main level also features an upgraded Powder Room, Laundry Room, with direct access to the 2-Car Garage. Upstairs, the private quarters include a spacious Primary Suite with an upgraded Bathroom, along with three generously sized secondary Bedrooms and a full hallway Bathroom. The loft-style hallway overlooks the Living room and grand Entry below, further enhancing the home’s open and homey setting. Stylish upgrades include granite countertops, tile backsplash, double-sink vanity, porcelain tile flooring, premium carpet, crown molding, recessed lighting, custom cabinetry, stone-finished outdoor BBQ bar and more!!! Some photos have been virtually staged to illustrate other possible room layout and design.

Location

Chino Hills, San Bernardino County, CA 91709

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Listed by: Tochie Hansell · King Realty Group Inc

Payment estimate

$7,385

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $102,000 · Loan: $918,000

%
Principal & Interest
$5,640
Property tax (1.25%)
$1,063
Homeowners insurance
$300
Mortgage insurance
$383
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $35,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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